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Do you need a Marine Survey?

 

     The purpose of a survey is to determine the condition of a vessel's structure and equipment,  and to approximate its value.  Most surveys are done for a specific purpose,  such as insurance,  financing,  pre purchase,  or are needed as a result of a loss from damage,  theft,  or accident.  As a potential buyer or owner the survey can assist you in determining whether the vessel is in a safe and seaworthy condition.  Barring special conditions such as an accident a survey is often required every 4 to 5 years by insurance companies.  The survey requires approximately 3-8 hours depending on the size and complexity of the vessel. 

Available Surveys

 

(C&V) Condition and Valuation Survey

 

     C&V surveys are usually  needed by insurance companies and  financial institutions to determine the value so that an amount of  insurance needed can be determined and or the amount of loan which may be available.  This inspection can also be used to determine the fair market value of  the vessel for Estate purposes or  value  for a  vessel which may be donated to a Charitable organization.

 

Pre Purchase Survey

    

     A Pre purchase survey is a (C&V) survey with a complete inspection of the hull, including the bottom and in most cases should include a sea trial. This is the most complete survey and is recommended when purchasing a used vessel. The overall condition of the vessel,  equipment,  and engines will be assessed.  This inspection will also determine the fair market value and condition of the vessel.

 

Damage Survey

 

     A damage survey is most often required by an insurance company after a  loss has been incurred due to an accident or other event.

 

Copyright © 1996 Jim Cross,  Certified Marine Surveyors